July 30, 2010

Loan Modifications Primer for Mortgage Industry

foreclosure sign

If you don't know loan modifications you are going to have a hard time surviving this mortgage business cycle. Despite all of the appealing government assistance and FHA mortgage refinance programs, banks and now the government is settling into massive programs to streamline loan modifications for troubled homeowners. Here is a quick primer on loan modifications to get you up to speed and help you spot opportunities for your mortgage business: FHFA endorsed Fannie Mae and Freddie Mac Loan Modification … [Read more...]

Banks Stocks, Falling Home Prices, Countrywide Option ARMs, Foreclosures in CA, and Nehemiah Mounts Web Campaign

WSJ: Bank Stocks Drop Anew Amid Worry Over Falling Home Prices Bank balance sheets may hold even more unpredictable losses in the REO portfolios as repeat home sales continue to slow and housing prices continue to drop. The true market losses are hard to estimate as there is little relevant historical data around this type of distressed transaction. In addition, many of these transactions are sitting idle with little velocity--adding to the overall risk. The discounting is starting in bank stocks: The … [Read more...]