Image via Wikipedia The housing crisis of 2007 changed everything in the real estate and mortgage market. One of the biggest changes rising out of the mortgage crisis are home appraisals. These are changes that are likely to impact you refinancing your home or buying a new home. Therefore, the more you know about how your home gets appraised the more likely you are to get the mortgage you need. Home Valuation Code of Conduct (HVCC) Let’s start with what is causing all of the … [Read more...]